Insurance Solutions which fit your needs
Reliant will work with your professional advisors for all of your insurance needs.
Group Insurance Pool
Group coverage does not require capital investment or the time commitment required in operating stand-alone captives. It also allows all administrative and other expenses to potentially be allocated to a larger group pool thus achieving economies of scale.
- Pooled insurance coverage
- Customized underwriting
- Cost Savings, leading to reduced premiums
- Flexible Premium payment schedules
- Professional Administration
- Shared participation in the risk pool
- No capital contribution
- No separate tax return
- Reduced costs of administration
Stand-Alone Captive
As your company grows or if you want more control of your insurance company, you can elect to utilize an alternative insurance program called the Single Parent Incorporated Cell Captive (IC).
Reliant's management were the first to earn the approval of its Insurance Regulator to offer Single Parent IC’s in St. Lucia. The Incorporated Cell may provide you with a product with the benefits associated with the ownership of one’s own insurance company but does so with less capital outlay and less administrative costs. Businesses that purchase Reliant's group insurance may often find ICC ownership advantageous as the business matures and they reach certainty economies of scale.
Professional Advisor
It is important to seek advice of well and seasoned professionals who can provide appropriate analysis.
Complimentary Insurance Solutions
Commercial Insurance
Reliant has the capability to assist you in procuring commercial insurance at competitive rates. Additional commercial insurance may be purchased to supplement your risk mitigation strategy.
Personal Insurance
1. Homeowners Insurance
2. Valuable articles insurance, including __jewelry, antiques and wine
3. Flood, earthquake or wind Insurance
4. Auto insurance
5. Boats and private watercraft insurance
6. Fine arts
7. Personal excess/umbrella liability __insurance
8. Personal directors and officers liability __insurance
9. Kidnap and ransom insurance
10. Workers compensation insurance for ___domestic employees
11. Aviation insurance
12. Equine insurance
Employee Benefits
1. Full suite of health, dental, vision, life and __disability insurance solutions
2. Consumer directed health care with HSA __and HRA plans
3. Funding alternatives
4. Employee wellness plans
5. Employee assistance plans
6. Long term care plans
7. Telemedicine plans
8. Voluntary benefits
9. International coverage
10. Mini-medical or MEC plans
11. Non-qualified executive compensation ___plans
12. Section 125 plans (FSA and POP)
13. HR Services
14. COBRA administration
15. Consolidated billing services
16. 5500 preparation
Retirement Services
Reliant has the capability to procure qualified and non-qualified retirement plans for its clients.
Getting Started
Introductory Meeting
Let's talk. Once we have a better idea of what your business is currently, and what your ambitions are for the future, we can begin to customize a solution that will fits those needs.
• Learn more about Reliant & Captive Insurance.
• Tell us about your business and your risk exposure.
• Develop a plan to move forward.
Underwriting of Risk
Independent actuaries will work with you to identify and underwrite the risks which you are interested in covering.
• Engage actuaries
• Select risks to insure
• Provide underwriting support
• Consult with actuaries to price coverage
Purchase Insurance
Pay premium, pursuant to the customized actuarial pricing, and receive your annual Certificates of Insurance.
• Submit Application
• Pay premium invoice
Sample Insurance Coverages